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  • Originally posted by It Takes Eleven

    Because they're so widely held by the depositors as a mutual entity, many times the officers and board have a more inward-looking focus for their benefit. No shareholders to demand a return, so they end up having mediocre earnings despite not having to pay corporate income taxes like commercial banks. Most still run like the maw and paw community banks of decades gone by, serving their local fields of membership they way were intended when formed. However, there are others who have been very aggressive (and successful) in getting approval to greatly expand who they can serve. One of the more aggressive rulings by the NCUA to expand fields of membership was just partially overturned in a court challenge by banks. It'll be interesting if this will dial back some credit union expansion.
    Yep.


    Now, aren’t you glad you asked.

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    • My bank has drive-thrus and ATM machines. I like it all right.

      Actually it's a credit union...the one I use most.

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      • What kind of critter makes these trails?



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        • The dreaded criss-cross critter.

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          • Snail?

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            • Brazilian Wood Gnawing Beetle

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              • Naked short fella?

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                • Could be a roach

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                  • Centipede?

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                    • Originally posted by Biff View Post
                      What kind of critter makes these trails?



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                      "There were no arguments, those were ass chewings....."
                      Nick Saban 9/10/2016

                      “I don’t know who is driving all this stuff, but to me it’s kind of like mouse manure when you’re up to your ears in elephant doo-doo,"
                      Nick Saban 05/29/2018

                      “You’re ruining the game with RPOs and illegal guys downfield. And you think it should be legal. You think it’s normal. Kiss my ass.”
                      Nick Saban 06/13/2018

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                      • Originally posted by Stan View Post
                        Centipede?
                        Yes, a centipede with a bad compass wearing size .000005 Nike Air's.

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                        • Glad to get back to work fellas. 38 bags-o-mulch twinxt Friday and Saturday damn near killed this old codger!

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                          • Bamaholic the guitar wailing at the end of PF's Poles Apart always bring a tear to my eye. Yes, today is a Division Bell day.

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                            • Originally posted by Biff View Post
                              What kind of critter makes these trails?

                              Looks like the West Alabama hissing crabs have migrated east.

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                              • Sons a bitches!

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